Terms of Use

Last updated: 14 November 2026

These terms cover the use of the Monibo app for iPhone and Apple Watch, developed by Pedro Serra Comas (Spain). Monibo is licensed to you under Apple’s Standard Licensed Application End User License Agreement (EULA). These terms add details specific to Monibo; if anything here conflicts with the EULA, the EULA prevails.

Monibo and Monibo Pro

Monibo is free to download and use, with up to 2 profiles and 2 accounts. Monibo Pro unlocks extra features (described on the home page and in the App Store) and is available as:

• Monthly subscription, with a 14-day free trial.
• Yearly subscription, with a 14-day free trial.
• Lifetime purchase, a single one-time payment.

Prices are shown in the App Store in your local currency before you confirm.

Subscriptions, renewal and cancellation

• Payment is charged to your Apple Account when you confirm the purchase, or at the end of the free trial if you don’t cancel before then.
• Subscriptions renew automatically at the same price and period unless cancelled at least 24 hours before the end of the current period.
• You can manage or cancel your subscription in your iPhone’s Settings › your name › Subscriptions. After cancelling, Pro remains active until the end of the paid period.
• Any unused portion of a free trial is forfeited when you buy a subscription.
• Purchases are processed by Apple. Refunds are handled by Apple under its policies, at reportaproblem.apple.com.
• If you change iPhone, use “Restore purchases” in Monibo with the same Apple Account.

Your data

Your data is stored on your devices and, if sync is on, in your own iCloud account (see the Privacy Policy). You are responsible for keeping backups; Monibo offers full backups and CSV export in Settings.

Not financial advice

Monibo is a tool to record and review your own income and expenses. Summaries, suggestions, automatic categories and AI answers are for information only, may contain mistakes and are not financial, tax or legal advice. Please check important figures yourself.

AI providers

If you choose to use AI features with your own Anthropic, OpenAI or Google key, your use of that service is governed by the provider’s own terms, and any cost of its API is charged to you by the provider.

Acceptable use

Don’t use Monibo for anything unlawful, and don’t attempt to reverse engineer, resell or interfere with the app beyond what the law allows.

Liability

Monibo is provided “as is”. To the extent permitted by law, the developer is not liable for indirect damages or for loss of data or profits arising from the use of the app. Nothing in these terms limits your rights as a consumer under applicable law.

Changes and contact

These terms may be updated; the new version will be published on this page with an updated date. These terms are governed by Spanish law, without prejudice to the mandatory consumer protection rules of your country of residence. Questions: hola@monibo.app.